Tradeline Consultation

Service Description

Consult fee $50 (goes toward service if payment is completed within 15 days of consult) ⚠️It can be added to a Credit Privacy Number⚠️ How Do Tradelines Work? When a person is added as an authorized user to someone else’s tradeline, the complete history of the account is reflected in both users’ records, primarily because credit records don’t report the date an authorized user is added to an account. Simply put, as soon as you are added as an authorized user, your credit report will include the years of history associated with your new account. Parents often add their children to their credit accounts so they can start building credit at an early age. This practice is often referred to as “piggybacking,” and it is encouraged by numerous financial institutions. Tradelines are capable of adding years of positive credit history to your credit report. The impact of a tradeline will depend on what is already in your credit file, so if you are interested in establishing a positive credit history, you should choose a tradeline that surpasses what is already in your profile.